Legislative Information
Health insurance and other insurance are regulated by the government at federal and state levels.  The Affordable Care Act (ACA), provides most high level rules about health insurance including; guaranteed issue plans, no waiting periods for pre-existing conditions, plan design requirements, policy provisions, and mandated benefits.  The Employee Retirement Income Security Act (ERISA) is also a law about market rules, and employee rights.  We have studied the health insurance markets for over two decades, and are prepared to help you understand the rules and requirements.  We have legislative representatives in Washington DC, Oregon, and Washington State.  They monitor legislative activities for us and help us communicate insurance consumer needs to lawmakers.  We have met with lawmakers in Salem over the years, and continue to monitor the state legislative activities as they related to health insurance, and other insurance, and administrative programs for those who we help in Oregon and Washington.