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Health Insurance Blog - Healthcare.gov

Don’t delay: Sign up by Dec 15 for coverage that starts Jan 1!

Time is running out. The December 15 deadline to apply, re-enroll, or make changes for Marketplace coverage that starts January 1 is approaching fast. Act now to avoid any gaps in coverage. 

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Make sure you’re covered

Take charge of your health & apply today

Acting now means getting the coverage you need for you and your family that starts January 1. 

  • If you’re new to HealthCare.gov: Create an account and complete an application.
  • If you have 2023 Marketplace coverage: Log in to your account to update your application, compare plans, and change or renew your plan for next year.

Even if you want to keep your same plan for next year, keep in mind that:

  • Certain income and household changes can impact the savings you qualify for. Review and update your application to make sure you choose the best plan for next year.
  • Your health care needs and budget may have changed since you last applied. There might be other plans available that better fit your needs. Explore all plan options so you make the most informed decision.

Don’t let the opportunity for January 1 coverage slip away. Get started with an overview of the Marketplace.



POSTED DECEMBER 07, 2023
Want coverage that starts January 1?
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Only 2 weeks left for coverage starting Jan 1

December 15 is the last day to get 2024 coverage that starts January 1. You only have 2 weeks left to visit HealthCare.gov and apply for, renew, or change your Marketplace plan.

Have 2023 coverage & happy with your current plan?

Great! You’ll still want to log into your account and update any expected income or household changes. This makes sure you get the right amount of savings. There may also be new plans that better fit your needs.

Applying for Marketplace coverage for the first time?

Create a HealthCare.gov account and provide current information to help you pick a plan that meets your needs and budget. Get tips on choosing a plan.

Make sure your insurance starts January 1. Visit HealthCare.gov today and beat the December 15 deadline.



POSTED NOVEMBER 30, 2023
Act now: Get Marketplace insurance for 2024

It's Open Enrollment! You have less than a month to enroll in or change plans for coverage that starts January 1.

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A row of 8 smiling people of varying ages, gender, and ethnicities standing outside with their arms around each other's shoulders and the text "Need health coverage in 2024? Enroll by December 15."

For coverage to start:

  • January 1, 2024: Act by December 15, 2023
  • February 1, 2024: Act by January 15, 2024

Beat the December 15 deadline for January 1 coverage. Act now to start your year off right.

How to apply & enroll

  • First timer? Welcome! Create an account.
  • Returning user? Welcome back! Log in to update your application, compare plans, and change or renew for 2024. That way you'll know your savings are correct and that your plan meets your needs and budget.

Need help applying or have questions? Get help now.



POSTED NOVEMBER 16, 2023
Check out 2024 Marketplace coverage options – find, compare, & save!
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Find out if you can save on 2024 Marketplace coverage.

Before you apply, check out 2024 coverage options in the Marketplace and get an idea if you qualify for savings. Answer a few quick questions to preview plans and prices before enrolling or renewing coverage for 2024 — you don’t even have to log in! 

Enroll by December 15 for coverage that starts January 1.

How to save on a 2024 Marketplace plan:

  • Find Marketplace premiums or see if you may qualify for Medicaid or Children’s Health Insurance Program (CHIP) coverage. Enter:
    • Your state
    • The number of people in your household (even if they don’t need health coverage)
    • Your estimated household income (use this calculator for help)
  • Before you apply, you can also preview 2024 plans with price estimates based on your expected income.

Get savings & apply now

  • If you’re new to HealthCare.gov, create an account to fill out an application for the first time.
  • If you have 2023 Marketplace coverage, log in to update your application, compare plans, and enroll or renew for 2024.

Need help applying or have questions? Get help now.

 



POSTED NOVEMBER 09, 2023
Apply for 2024 Marketplace insurance today!

Open Enrollment for 2024 health insurance is officially here! From now until January 15, 2024, you can apply for new health coverage or make changes to your existing plan for next year. 

Mark your calendar. If you enroll by December 15, your coverage will start on January 1.

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A blue stethoscope and shield next to the text “2024 Open Enrollment is here"

Apply & enroll at HealthCare.gov

While there are many ways to apply and enroll, filling out an application online is usually faster and easier. Here’s how:

  • If you’re applying for Marketplace insurance for the first time, create an account to get started.
  • If you’ve been here before, log in to start or update an application.
  • Then, follow these 4 steps to enroll.

Questions? 

  • You can get help filling out your application 3 ways: by phone, with an in-person assister, or with an agent/broker.
  • We’re here to make sure you have the support you need to apply and make informed decisions about your health coverage. 

Get help



POSTED NOVEMBER 01, 2023
Available now: 2024 plans & prices

Open Enrollment for 2024 coverage starts November 1! Get a jump start by previewing 2024 plans with personalized price estimates based on your estimated income and household size. 

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Preview personalized 2024 plans & prices

Preview personalized 2024 plans & prices

Previewing plans before Open Enrollment starts can help you compare different options, so you’re ready to choose a plan starting November 1. 

  • Answer some quick questions about your expected 2024 household income and household members for health plans and estimated prices. 

These are just estimates.  When you log in to submit your application during Open Enrollment, you'll discover exact prices based on your income and household information. 

  • Estimate your income as accurately as possible. Use this calculator to get an estimate of your income for the year ahead. 

So, what are you waiting for? Preview 2024 plans and price estimates now to get a head start on Open Enrollment. Then, come back during Open Enrollment from November 1-January 15 for exact prices, to compare plans, and enroll.

Preview 2024 plans & prices



POSTED OCTOBER 24, 2023
Get ready: Open Enrollment is less than 2 weeks away

Open Enrollment for 2024 starts soon. Are you ready? Take steps today to make applying easier.

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A smiling woman with bag and a phone with headphones walking. There is an icon of a stethoscope and a heartbeat. Words read "Open Enrollment is right around the corner."

Prepare for 2024 Open Enrollment

  • Gather your information (PDF, 184 KB). You'll need basic information about yourself and members of your household.
  • Review how to apply. We guide you through the process in 4 steps.
  • Answer 3 questions and find out if you qualify for savings. Lots of people do.
  • Learn more about how to get ready for Open Enrollment.


POSTED OCTOBER 19, 2023
Open Enrollment for 2024 coverage starts soon! Get ready now.

You can enroll in a Marketplace health plan for 2024 starting November 1, but don’t wait to get ready. Start preparing now to make enrollment faster and easier. 

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How to get ready to enroll in 2024 Marketplace coverage.

5 tips to get ready to enroll: 

  • Review the 4 simple steps to enroll.
  • Use this checklist (PDF, 189 KB) to get what you need before you start your application. This way you’ll be ready when the Marketplace asks for basic information about you and your household.
  • Get an idea if you’ll qualify for savings — most people do! 
  • Understand why having health insurance is important. Health insurance covers unexpected medical costs and offers many other important benefits, like preventive care and mental health coverage.
  • Learn how to choose the right plan. Knowing just a few things before you compare plans can help you choose. 

Start with more tips to help you get ready to apply for 2024 — don’t miss out on affordable coverage!



POSTED SEPTEMBER 28, 2023
Get your flu shot this fall at no cost

It’s important to get the flu shot to protect you and your family from this potentially serious disease. The Centers for Disease Control and Prevention recommends that everyone 6 months and older get a flu shot by the end of October. 

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Woman smiling with band aid on her arm. Text says, “Get your flu shot this fall.”

3 reasons to get the flu shot this year: 

  1. It’s free.  With Marketplace health insurance, immunizations are a covered preventive care benefit. Your flu shot is free from a provider in your plan's network.
  2. It's easy. You can get the flu shot at many locations, like pharmacies and grocery stores.
  3. It helps protect you and others. A flu shot can lower your chance of getting sick and spreading the flu to others.

Get more information on protecting yourself from the flu. 



POSTED SEPTEMBER 21, 2023
Don’t miss out: Connect with the Marketplace in 3 simple ways

Open Enrollment for 2024 Marketplace health plans starts November 1. Don’t lose out on valuable health insurance information and deadline reminders this fall by connecting with the Marketplace today.

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3 quick & easy ways to connect

3 quick & easy ways to connect

Take a few minutes right now to stay in the loop. This way, you’ll get regular reminders and updates as Open Enrollment gets closer.

  • Sign up for email or text updates. Visit HealthCare.gov, and click “Sign up” under “Get important news & updates.”
  • Follow us on social media. Find us on Twitter and Facebook.
  • You can also get help in your community. Enter your ZIP code for a list of people and groups near you that are trained to help you apply. Some even offer help in languages other than English.

Explore HealthCare.gov to find out dates and deadlines, learn why having health insurance is important, and get enrollment tips. Get started with a quick guide.



POSTED SEPTEMBER 07, 2023

Insurance Archives - KFF Health News

Dodging the Medicare Enrollment Deadline Can Be Costly
As open enrollment ends, many people are tuning out. They could wind up with a surprise next year: higher costs and less access to health care providers.

POSTED DECEMBER 07, 2023 5:15 PM
Readers Slam Hospital Monopolies and Blame the Feds for Understaffed Nursing Homes
KFF Health News gives readers a chance to comment on a recent batch of stories.

POSTED DECEMBER 06, 2023 10:00 AM
Biden Wants States to Ensure Obamacare Plans Cover Enough Doctors and Hospitals
The regulatory proposal was announced Nov. 15 and is likely one of the last major ACA policy efforts of the president’s first term.

POSTED DECEMBER 06, 2023 10:00 AM
California’s Ambitious Medicaid Experiment Gets Tripped Up in Implementation
The health care insurers, nonprofit organizations, and other groups responsible for implementing Gov. Gavin Newsom’s ambitious plan to infuse Medicaid with social services say their ability to serve vulnerable, low-income Californians is hamstrung.

POSTED DECEMBER 05, 2023 10:00 AM
KFF Health News' 'What the Health?': Trump Puts Obamacare Repeal Back on Agenda
Although Republicans have never united behind a replacement for the Affordable Care Act, 2024 GOP presidential front-runner Donald Trump said this week he wants to put the issue back on the national agenda. That delights Democrats, who have won at least two elections partly by defending the now-popular health law. Meanwhile, the Texas Supreme Court takes up a case brought by women who say their pregnancy complications further endangered their health due to the vagueness of Texas’ near-total ban on abortions. Joanne Kenen of Johns Hopkins University and Politico Magazine, Sarah Karlin-Smith of the Pink Sheet, and Victoria Knight of Axios News join KFF Health News chief Washington correspondent Julie Rovner to discuss these issues and more. Also this week, Rovner interviews KFF Health News’ Rachana Pradhan, who reported and wrote the latest “Bill of the Month” feature.

POSTED DECEMBER 01, 2023 12:20 AM

NOTICE: The links and articles found on or within this news center are simply for informational purposes that we believe may be of benefit to our clients and/or website visitors. By providing these links on our website, we are not recommending or endorsing the use of the particular products or services these third parties offer. Nor does Laughlin Insurance, Inc. confirm, corroborate or agree to the statistics or opinions on these links and articles. We urge you to review each website’s Privacy Policy, Disclaimers, and develop an independent opinion of the service or product for any link pursued.

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Mission Statement

We make finding affordable insurance easy. We shop the market for the provider with the lowest price to fit your needs. Do you know if you are saving the maximum amount possible on your current insurance policy? We can review it for you to find out.


Laughlin Insurance, Inc.
10746 NE Halsey St
Portland OR 97220

Phone (503) 282-0827
Fax (503) 282-0830
marketing@laughlinagency.com

 

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