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Time is running out. The December 15 deadline to apply, re-enroll, or make changes for Marketplace coverage that starts January 1 is approaching fast. Act now to avoid any gaps in coverage. 

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Take charge of your health & apply today

• If you’re new to HealthCare.gov: Create an account and complete an application.
• If you have 2023 Marketplace coverage: Log in to your account to update your application, compare plans, and change or renew your plan for next year.

Even if you want to keep your same plan for next year, keep in mind that:

• Certain income and household changes can impact the savings you qualify for. Review and update your application to make sure you choose the best plan for next year.
• Your health care needs and budget may have changed since you last applied. There might be other plans available that better fit your needs. Explore all plan options so you make the most informed decision.

Don’t let the opportunity for January 1 coverage slip away. Get started with an overview of the Marketplace.

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December 15 is the last day to get 2024 coverage that starts January 1. You only have 2 weeks left to visit HealthCare.gov and apply for, renew, or change your Marketplace plan.

Have 2023 coverage & happy with your current plan?

Great! You’ll still want to log into your account and update any expected income or household changes. This makes sure you get the right amount of savings. There may also be new plans that better fit your needs.

Applying for Marketplace coverage for the first time?

Create a HealthCare.gov account and provide current information to help you pick a plan that meets your needs and budget. Get tips on choosing a plan.

It's Open Enrollment! You have less than a month to enroll in or change plans for coverage that starts January 1.

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For coverage to start:

• January 1, 2024: Act by December 15, 2023
• February 1, 2024: Act by January 15, 2024

Beat the December 15 deadline for January 1 coverage. Act now to start your year off right.

How to apply & enroll

• First timer? Welcome! Create an account.
• Returning user? Welcome back! Log in to update your application, compare plans, and change or renew for 2024. That way you'll know your savings are correct and that your plan meets your needs and budget.

Need help applying or have questions? Get help now.

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Before you apply, check out 2024 coverage options in the Marketplace and get an idea if you qualify for savings. Answer a few quick questions to preview plans and prices before enrolling or renewing coverage for 2024 — you don’t even have to log in! 

Enroll by December 15 for coverage that starts January 1.

How to save on a 2024 Marketplace plan:

• Find Marketplace premiums or see if you may qualify for Medicaid or Children’s Health Insurance Program (CHIP) coverage. Enter:
  • Your state
  • The number of people in your household (even if they don’t need health coverage)
  • Your estimated household income (use this calculator for help)
• Before you apply, you can also preview 2024 plans with price estimates based on your expected income.

Get savings & apply now

• If you’re new to HealthCare.gov, create an account to fill out an application for the first time.
• If you have 2023 Marketplace coverage, log in to update your application, compare plans, and enroll or renew for 2024.

Need help applying or have questions? Get help now.

Open Enrollment for 2024 health insurance is officially here! From now until January 15, 2024, you can apply for new health coverage or make changes to your existing plan for next year. 

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Apply & enroll at HealthCare.gov

While there are many ways to apply and enroll, filling out an application online is usually faster and easier. Here’s how:

• If you’re applying for Marketplace insurance for the first time, create an account to get started.
• If you’ve been here before, log in to start or update an application.
• Then, follow these 4 steps to enroll.

Questions? 

• You can get help filling out your application 3 ways: by phone, with an in-person assister, or with an agent/broker.
• We’re here to make sure you have the support you need to apply and make informed decisions about your health coverage. 

Get help

Open Enrollment for 2024 coverage starts November 1! Get a jump start by previewing 2024 plans with personalized price estimates based on your estimated income and household size. 

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Preview personalized 2024 plans & prices

Previewing plans before Open Enrollment starts can help you compare different options, so you’re ready to choose a plan starting November 1. 

• Answer some quick questions about your expected 2024 household income and household members for health plans and estimated prices. 

• Estimate your income as accurately as possible. Use this calculator to get an estimate of your income for the year ahead. 

So, what are you waiting for? Preview 2024 plans and price estimates now to get a head start on Open Enrollment. Then, come back during Open Enrollment from November 1-January 15 for exact prices, to compare plans, and enroll.

Preview 2024 plans & prices

Open Enrollment for 2024 starts soon. Are you ready? Take steps today to make applying easier.

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Prepare for 2024 Open Enrollment

• Gather your information (PDF, 184 KB). You'll need basic information about yourself and members of your household.
• Review how to apply. We guide you through the process in 4 steps.
• Answer 3 questions and find out if you qualify for savings. Lots of people do.
• Learn more about how to get ready for Open Enrollment.

You can enroll in a Marketplace health plan for 2024 starting November 1, but don’t wait to get ready. Start preparing now to make enrollment faster and easier. 

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5 tips to get ready to enroll: 

• Review the 4 simple steps to enroll.
• Use this checklist (PDF, 189 KB) to get what you need before you start your application. This way you’ll be ready when the Marketplace asks for basic information about you and your household.
• Get an idea if you’ll qualify for savings — most people do! 
• Understand why having health insurance is important. Health insurance covers unexpected medical costs and offers many other important benefits, like preventive care and mental health coverage.
• Learn how to choose the right plan. Knowing just a few things before you compare plans can help you choose. 

Start with more tips to help you get ready to apply for 2024 — don’t miss out on affordable coverage!

It’s important to get the flu shot to protect you and your family from this potentially serious disease. The Centers for Disease Control and Prevention recommends that everyone 6 months and older get a flu shot by the end of October. 

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3 reasons to get the flu shot this year: 

1. It’s free.  With Marketplace health insurance, immunizations are a covered preventive care benefit. Your flu shot is free from a provider in your plan's network.
2. It's easy. You can get the flu shot at many locations, like pharmacies and grocery stores.
3. It helps protect you and others. A flu shot can lower your chance of getting sick and spreading the flu to others.

Get more information on protecting yourself from the flu. 

Open Enrollment for 2024 Marketplace health plans starts November 1. Don’t lose out on valuable health insurance information and deadline reminders this fall by connecting with the Marketplace today.

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3 quick & easy ways to connect

Take a few minutes right now to stay in the loop. This way, you’ll get regular reminders and updates as Open Enrollment gets closer.

• Sign up for email or text updates. Visit HealthCare.gov, and click “Sign up” under “Get important news & updates.”
• Follow us on social media. Find us on Twitter and Facebook.
• You can also get help in your community. Enter your ZIP code for a list of people and groups near you that are trained to help you apply. Some even offer help in languages other than English.

Explore HealthCare.gov to find out dates and deadlines, learn why having health insurance is important, and get enrollment tips. Get started with a quick guide.