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Health Insurance Blog - Healthcare.gov
Learn the importance of preventive health
Preventive services may help prevent illnesses, disease, and other health problems, or detect illness at an early stage when treatment is likely to work best. They’re free when you get care from an in-network provider. Here are some common benefits for all adults and children. Always ask your doctor what’s right for you.
Common benefits for all adults
- Blood pressure screenings
- Cancer screenings
- Cholesterol screening
- Diet counseling
- Immunizations
Get more preventive benefits for adults.
Common benefits for women & pregnant people
- Breast cancer mammography screenings
- Breastfeeding support and counseling
- Birth control
- Pap tests
- Well visits
Get more preventive benefits for women and pregnant people.
Common benefits for children
- Behavioral assessments
- Developmental screenings
- Immunizations
- Vision screening
- Well-baby and well-child visits
Get more preventive benefits for children.
Learn more about what else Marketplace health insurance plans cover.
POSTED JUNE 16, 2022 |
Have a healthy summer with these 3 tips
Now that you have Marketplace health coverage, learn what you can do to stay healthy and get the care you need this summer.
3 ways to stay healthy this summer
- Find ways to get active. Take advantage of the warm weather by going for a jog, taking your dog for a walk, or gardening. Making time for physical activity can be fun and is crucial to good health.
- Get preventive care. Getting the preventive services that are right for you, like cancer screenings and shots, are key steps to maintaining your health and well-being. Preventive services are free when given by a doctor or other provider in your plan’s network.
- Find a doctor you can trust. Choosing the right provider is one of the most important decisions you’ll make about your health care. Learn about finding a doctor and getting regular medical care.
Get more information on using your health insurance plan to improve your health.
POSTED JUNE 02, 2022 |
Find health insurance for recent graduates
Congratulations graduates. As you enter your next chapter, don’t forget how important it is to have health insurance to protect you in case you get hurt or sick. Since you’re just starting out, you may qualify for savings that can make insurance less expensive.
3 health insurance options for young adults
For more on the coverage options available to you at HealthCare.gov, get a quick overview of the Health Insurance Marketplace®.
POSTED MAY 19, 2022 |
Remember to update us when your income & household changes
If you have Marketplace coverage and your income or household size recently changed, update your application to let the Marketplace know. These changes may impact the coverage or savings you’re eligible for, like you may qualify for more savings than you’re getting now. Act quickly so you don’t miss out.
What changes to report
- Income changes (like if you got a raise)
- Household changes (like if you had a baby or got married)
- Status changes (like a change in disability or citizenship status)
Get the full list of changes to report.
Why update your application right away
Depending on your changes, you may qualify for more or less savings. Telling us will make sure your savings are correct.
- If your income goes up or you lose a family member, you may qualify for less savings than you’re getting now.
- If your income goes down or you gain a household member, you may qualify for more savings. You could also qualify for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).
If you don’t update, you may miss out on additional savings or pay money back when you file your taxes.
How to report changes
There are 3 ways to report changes to the Marketplace:
- Update your application online
- By phone
- In-person
We don’t accept changes by mail. Find the steps for your preferred method to update.
POSTED MAY 05, 2022 |
5 preventive services covered by Marketplace plans
All Marketplace plans cover a set of preventive services to prevent illness, disease, and other health problems at no cost to you, even if you haven’t met your yearly deductible. These services are free only when you get them from a doctor or other provider in your plan’s network. Contact your health plan to see which providers are "in-network."
5 common preventive health services
Preventive services include things like screenings, tests, check-ups, and counseling. Here are 5 benefits available to adults with Marketplace coverage.
- Blood pressure screenings
- Cholesterol screenings (for certain ages and people at high risk)
- Depression screenings
- Immunizations
- Obesity screenings and counseling
See the full list for adults. Other services are also available to women and children.
Get more information on preventive care
- Take advantage of these free services to help find health problems early, when treatment is likely to work best. Talk to your provider about what’s right for you.
- Get more information on preventive and wellness services for your whole family.
POSTED APRIL 21, 2022 |
2021 Marketplace coverage? Beat the filing deadline & get tax tips
The last day to file your 2021 federal income taxes is April 18, 2022 – that’s less than 2 weeks away! If anyone in your household had Marketplace health coverage in 2021, you should have received Form 1095-A, Health Insurance Marketplace® Statement. (If you didn’t get the form online or by mail, contact the Marketplace Call Center.)
How to use Form 1095-A
- If your form is correct, use it to "reconcile" your premium tax credit. If you find a mistake, contact the Call Center. We’ll send you a new, updated form. Don’t file until you have a correct form.
- To "reconcile," you’ll compare the amount of premium tax credit you used during the year with the premium tax credit you qualify for based on your final income. Any difference will affect your refund or the amount of taxes you owe.
- Get a step-by-step guide to "reconciling" your premium tax credit.
Didn’t have Marketplace coverage in 2021?
POSTED APRIL 07, 2022 |
You may qualify for a Special Enrollment Period with a life event
Open Enrollment for 2022 is over, but you may still qualify to enroll in or change Marketplace coverage for the rest of the year if you’ve had a recent life event. Getting married, having a baby, moving, and losing health coverage all count. (Note: These are the most common life changes; here’s the full list of qualifying life events). In addition to having a life event, you may also qualify based on your estimated household income.
Do I qualify for a Special Enrollment Period?
Does my income change make me eligible for Medicaid or CHIP?
Learn more about 2022 coverage options.
POSTED MARCH 24, 2022 |
How to file taxes using Form 1095-A, Health Insurance Marketplace® Statement
Attention: There’s less than one month until the April 18, 2022 tax filing deadline. If anyone in your household had a Marketplace plan in 2021, you’ll use Form 1095-A, Health Insurance Marketplace® Statement to file your federal taxes. This form came from the Marketplace, not the IRS. Make sure this form is correct, then store it with your other important tax information.
Can’t find Form 1095-A? Check online
If Form 1095-A didn’t arrive in the mail or you can’t find it, check your HealthCare.gov account:
- Log in to your HealthCare.gov account.
- Under "Your Existing Applications," select your 2021 application — not your 2022 application.
- Select “Tax Forms” from the menu on the left.
- Download all 1095-As shown on the screen.
If you still can’t find your form, contact the Marketplace Call Center.
How to use Form 1095-A
- You’ll use this form to "reconcile" — find out if there's any difference between the premium tax credit you used and the amount you qualify for – on your taxes.
- Before you start, make sure it’s right. If you filed your taxes with an incorrect form, you may need to file an amended tax return using the correct information.
POSTED MARCH 10, 2022 |
Health care & 2021 taxes: What you need to know
The 2021 tax filing season ends April 18, 2022. Here’s how you can get ready if you had Marketplace coverage at any point in 2021.
1. Keep Form 1095-A in a safe place
2. Check that your Form 1095-A is correct
3. "Reconcile" with your correct Form 1095-A
- Use the information from your correct Form 1095-A to complete Part II of Form 8962 (PDF, 110 KB).
- The chart on this page shows how to "reconcile".
- If there’s a difference between the amount of premium tax credit you used during the year and the premium tax credit you actually qualify for, this may affect your refund or the amount of taxes you owe.
POSTED FEBRUARY 24, 2022 |
How to use your new Marketplace insurance
Congratulations on getting covered for 2022. At HealthCare.gov, we’re here to help you understand how to use your new coverage. Get answers to common health insurance questions.
What prescriptions are covered by my new plan?
- Your plan will help pay the cost of certain prescriptions.
- Medications on your plan’s list of covered drugs (called a "formulary") are usually cheaper.
- Visit your plan’s website, call their Member Services, or review your Summary of Benefits and Coverage for a list of covered drugs.
How can I find a doctor in my plan?
Where can I get tips on using my new coverage?
POSTED FEBRUARY 10, 2022 |
Insurance – Kaiser Health News
His-and-Hers Cataract Surgeries, But His Bill Was 20 Times as Much Whether a simple operation is performed under the auspices of a hospital or at an independent surgery center can make a huge difference in cost.
POSTED JUNE 27, 2022 9:00 AM |
Readers and Tweeters Weigh In on Medical Debt, the Obesity Epidemic, and Opioid Battles KHN gives readers a chance to comment on a recent batch of stories.
POSTED JUNE 24, 2022 9:00 AM |
KHN’s ‘What the Health?’: The FDA Goes After Nicotine The FDA is using its power to regulate tobacco products — ordering the vaping device Juul off the market and announcing its intention to lower the amount of nicotine in cigarettes and other products. Meanwhile, the Supreme Court rules on Medicare and kidney dialysis, and Congress makes progress on legislation surrounding guns and mental health. Joanne Kenen of the Johns Hopkins Bloomberg School of Public Health and Politico, and Rachel Cohrs of Stat join KHN’s Julie Rovner to discuss these issues and more. Also this week, Rovner interviews KHN’s Noam N. Levey about the new KHN-NPR project on the growing impact of medical debt.
POSTED JUNE 23, 2022 9:05 PM |
Pesa el legado de Trump, mientras Colorado busca zanjar la brecha del seguro de salud hispano A nivel nacional y en Colorado, la proporción de personas sin seguro médico ha sido durante mucho tiempo significativamente más alta entre los hispanos que entre los residentes blancos, negros o asiáticos no hispanos.
POSTED JUNE 23, 2022 3:06 PM |
Trump’s Legacy Looms Large as Colorado Aims to Close the Hispanic Insurance Gap Hispanic residents have long been among the least likely to have health insurance — in Colorado and across the country — in part because of unauthorized immigrants. The state is expanding coverage to some of them, although the change runs up against lingering fears about the use of public benefits.
POSTED JUNE 23, 2022 9:00 AM |
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