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Health Insurance Blog - Healthcare.gov

Check your mail for Form 1095-A

Tax season is here. If anyone in your household had a Marketplace plan in 2022, you'll need Form 1095-A, Health Insurance Marketplace® Statement, to file your federal taxes.

Where’s my Form 1095-A?

  • You should get Form 1095-A in the mail by early February.
  • Keep it with your important tax information, like W-2 forms and other records.
  • Form 1095-A comes from the Marketplace, not the IRS.
  • It may be available online in your HealthCare.gov account even sooner. Learn how to find it.

How to use Form 1095-A

  • Before you do anything, make sure Form 1095-A is correct. It includes information about any Marketplace plans that members of your household had last year.
  • If anything about your coverage or household is wrong, contact the Marketplace Call Center. Don’t file your federal taxes until you’re sent a corrected version.
  • Once you’ve verified its accuracy, use the information from your Form 1095-A to “reconcile” any premium tax credit for all household members.


POSTED JANUARY 26, 2023
Open Enrollment is over: What are your options?

If you missed the January 15 deadline for Marketplace coverage for 2023, you may still have options. You might qualify for a Special Enrollment Period, or you can apply for health coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

Find out if you qualify for a Special Enrollment Period

  • You may be able to enroll in 2023 Marketplace coverage during a Special Enrollment Period if you have limited income, or if you had certain life events, like:
    • Losing qualifying health coverage
    • Getting married
    • Having a baby or adopting a child
    • Moving
  • Review the list of life events that may qualify you for a Special Enrollment Period
  • Answer a few questions about your situation to learn if you may qualify

Find out if you’re eligible for Medicaid or CHIP

  • Medicaid and CHIP are free or low-cost health programs that cover things like hospital stays, doctor services, and prescription drugs for children and some adults, including people with low income, pregnant people, and people with disabilities.
  • You can apply for Medicaid and CHIP any time.
  • Find out if you may qualify.


POSTED JANUARY 16, 2023
Last chance: Open Enrollment ends soon!

There are only a few days left to get health coverage for 2023. Open Enrollment for Marketplace health plans ends January 15. Act now to enroll in health coverage that meets your needs and budget. Coverage starts February 1.

Enroll or change health plans by January 15

  • New to HealthCare.gov? Create an account to fill out an application for the first time.
  • Already have an account? Log in to update your application, compare plans, and change or renew for 2023. Even if you were automatically re-enrolled, it’s important to:
    • Update any income and household changes. Otherwise, your savings might not be correct.
    • Compare plans. There may be new plans and prices that better meet your needs and budget.

Get help with enrollment

  • Find troubleshooting tips, like if you forgot the answers to your security questions.
  • Learn about the enrollment process.
  • Ask a question or get help with your application.


POSTED JANUARY 12, 2023
Don’t miss out! Sign up for 2023 Marketplace coverage

Your last chance to enroll in, renew, or change your Marketplace health coverage for 2023 is almost here. The deadline is January 15.

Review, update, & compare, even if you want to keep your plan

  • If you had Marketplace coverage in 2022, review your application from last year and update it with any income and household changes.
  • Updating your information helps make sure you get the right amount of cost savings.

Check out the new plans even if you were happy with your 2022 coverage. There might be another plan that better fits your needs and budget.

Start now—the January 15 deadline is almost here

  • If you’re new to HealthCare.gov, create an account to fill out an application.
  • If you already have an account, log in to update your information, compare plans, and renew or change your coverage for 2023.


POSTED JANUARY 05, 2023
Pay your premium to start your coverage

Before you can start using your new 2023 Marketplace coverage, you have to pay your first premium. Your premium is the amount you pay every month directly to the health insurance company (not the Marketplace).

Here’s how. (Follow your insurance company’s instructions carefully. You may be able to pay online at HealthCare.gov.)

Pay your monthly premiums to start your coverage

  • Pay online – Follow these 4 steps.
  • If you can’t pay online, your insurance company should have given you instructions. If they didn’t, reach out to them.
  • If you’re not sure you paid, check your online Marketplace account to find out if your coverage is active.

Learn more about how to complete your enrollment and pay your premium.



POSTED DECEMBER 22, 2022
Don’t delay! Open Enrollment ends in 1 month

Attention: The January 15 deadline to apply for, re-enroll in, or change 2023 health insurance will be here soon. This holiday season, don’t leave health insurance and the peace of mind that comes with it off your shopping list.

Important dates to know

  • January 15, 2023: Deadline to apply for and enroll in 2023 coverage.
  • February 1, 2023: Coverage starts.

Beat the Jan 15 deadline: Act now

  • New to HealthCare.gov? Create an account to fill out an application for the first time.
  • Have 2022 Marketplace coverage? Log in to update your application, compare plans, and enroll or renew for 2023.
  • If you miss the deadline, you can only enroll in or change your health plan for 2023 if you qualify for a Special Enrollment Period.

Questions? Help is available

Get help applying for Marketplace health insurance.



POSTED DECEMBER 16, 2022
Time’s running out: Sign up by Dec 15 for coverage that starts Jan 1

Your last chance to apply for, re-enroll in, or change 2023 Marketplace health coverage is almost here. The deadline is December 15. That’s just 6 days away. Act now – don’t miss out on health coverage that meets your needs and budget.

How to apply & enroll

  • If you’re new to HealthCare.gov: Create an account and complete an application.
  • If you have 2022 Marketplace coverage: Log in to your account to update your application, compare plans, and change or renew your plan for 2023. Even if you may be re-enrolled automatically, it’s important to:
    • Update income or household changes. Some changes can affect the cost savings you get.
    • Compare plans and prices. There might be another plan that’s a better fit for your health care needs and budget.


POSTED DECEMBER 08, 2022
Two weeks left to get Marketplace coverage that starts Jan 1

December 15 is the deadline to apply for, renew, or change your Marketplace health insurance for 2023 coverage that starts January 1. Don’t delay – visit HealthCare.gov now!

Update & compare, even if you want to keep the same plan

  • Even if you’re happy with your current plan, update your application with any expected income and household changes for 2023. There may be new plans that better fit your needs.
  • Updating your information makes sure you get the right amount of savings.

Act now to get coverage that starts January 1, 2023

  • New to HealthCare.gov? Create an account to fill out an application.
  • Already have 2022 Marketplace coverage? Log in to update your application, compare plans, and change or renew for 2023.


POSTED DECEMBER 01, 2022
Don’t miss out: Get Marketplace insurance that starts Jan 1

Act by December 15 to have coverage starting January 1. There’s less than a month left to enroll in or change Marketplace health insurance for coverage that starts January 1, 2023.

The last day to enroll in or change plans for 2023 coverage is January 15 when Open Enrollment ends. For coverage to start:

  • January 1, 2023: Enroll by December 15, 2022
  • February 1, 2023: Enroll by January 15, 2023

Apply & enroll today

  • New to HealthCare.gov? Create an account to fill out an application for the first time.
  • Have 2022 Marketplace coverage? Log in to update your application, compare plans, and enroll or renew for 2023.

Get help now if you have questions or need help applying.



POSTED NOVEMBER 17, 2022
Check out 2023 Marketplace coverage options – find out if you can save

Act by December 15 for Marketplace coverage that starts January 1, 2023. Before you enroll or renew coverage, browse plans and get an idea of what your costs may be. Just answer a few quick questions – you don’t even have to log in!

Ways to save on a 2023 Marketplace plan

  • See if you can save on Marketplace premiums , or qualify for Medicaid or Children’s Health Insurance Program (CHIP) coverage. Just enter:
    • Your state
    • The number of people in your household (even if they don’t need health coverage)
    • Your estimated household income (use this calculator for help)
  • Before you apply, you can also preview 2023 plans with price estimates based on your expected income.

Get savings & apply now

  • If you’re new to HealthCare.gov, create an account to fill out an application for the first time.
  • If you have 2022 Marketplace coverage, log in to update your application, compare plans, and enroll or renew for 2023.


POSTED NOVEMBER 10, 2022

Insurance – Kaiser Health News

Millones en riesgo de perder Medicaid, mientras terminan protecciones por la pandemia
Los estados se están preparando para remover a millones de personas de Medicaid, a medida que expiran las protecciones que se implementaron al comienzo de la pandemia de covid-19.

POSTED FEBRUARY 02, 2023 7:10 PM
As Pandemic-Era Medicaid Provisions Lapse, Millions Approach a Coverage Cliff
States are trying to reach millions of Medicaid enrollees to make sure those still eligible remain covered and help others find new health insurance.

POSTED FEBRUARY 02, 2023 10:00 AM
California Author Uses Dark Humor — And a Bear — To Highlight Flawed Health System
A new graphic novel by Kathleen Founds follows an angst-ridden bear on his quest for mental health treatment. Founds drew on her own experience with bipolar disorder.

POSTED JANUARY 31, 2023 10:00 AM
California’s Resolve Questioned After It Grants Medi-Cal Contract Concessions
After the Department of Health Care Services canceled Medi-Cal contract awards under pressure from major insurers, some consumer advocates question the administration’s willpower to improve care in the safety-net program.

POSTED JANUARY 27, 2023 10:00 AM
Did Your Health Plan Rip Off Medicare?
KHN has released never-before-seen details of federal audits as the government weighs action against dozens of Medicare Advantage plans.

POSTED JANUARY 27, 2023 10:00 AM

NOTICE: The links and articles found on or within this news center are simply for informational purposes that we believe may be of benefit to our clients and/or website visitors. By providing these links on our website, we are not recommending or endorsing the use of the particular products or services these third parties offer. Nor does Laughlin Insurance, Inc. confirm, corroborate or agree to the statistics or opinions on these links and articles. We urge you to review each website’s Privacy Policy, Disclaimers, and develop an independent opinion of the service or product for any link pursued.

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Laughlin Insurance, Inc.
10746 NE Halsey St
Portland OR 97220

Phone (503) 282-0827
Fax (503) 282-0830
marketing@laughlinagency.com

 

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