Call Us 503-282-0827 ☰ ˟
  • Home Page
  • Get A Quote
    • Employer Health or Dental
    • Individual Health or Dental
    • Medicare
    • Disability Insurance
    • Life Insurance
    • Compliance & Administration
  • Blog
  • Resources
    • Provider Search Pages
    • Claims and Financial Help
    • Health and Wellness
    • Legislative Information
    • News Center
    • Insurance Glossary
    • Privacy Policy
    • Secure Area
    • Health Insurance Marketplace Calculator
    • Group Health Insurance Affordability Calculator
    • Pre-Tax Savings Calculator
    • Broker Compensation
  • About Us
    • About Laughlin Insurance, Inc.
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact Us
  • Market Report
Logo
Health
Medicare
Dental & Vision
Disability
Life
Compliance & Administration
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home > Dental > Dental Insurance

Dental Insurance
We offer many carriers and options for group and individual dental insurance, in Oregon and Washington.  Group dental plans are usually PPO plans with in-network providers, but also with out of network coverage.  Out of network dental providers usually receive about 90% of what the fees they want, but there can be balance billing for dental services outside of the network.  Some dental plans may have waiting periods before basic or major dental services, ans some carriers do not have the waiting periods, or may give credit towards the waiting period, if members have prior dental plans.  Annual benefit maximums usually range from about $1,000, and is available up to about $2,500 of annual benefit.  Sometimes orthodontics is available for children or adults.  Pediatric Preventive Dental is required, and is bundles in many plans, and available for stand-alone purchase.

Group Dental Plans
We can review the dental options with your current carrier or obtain rates from a variety of other carriers that offer stand-alone programs.  Dental plans can be written for groups of 2+, any industry.  Employers and benefit managers, contact us for more information. 

  • Dental Health Services
  • Health Net
  • Kaiser Health Plan of the Northwest
  • Kansas City Life Healthy Choices
  • Moda
  • PacificSource
  • Principal
  • Regence BlueCross
  • Standard
  • UnitedHealthcare  
  • Willamette Dental

Individual Dental Plans
Some medical plans offer dental options with their medical and some carriers will offer individual dental on a stand-alone basis.

  • Ameritas
  • Delta Dental of Washington
  • Kaiser Permanente
  • Nationwide Multiflex dental and Vision
  • Moda
  • PacificSource
  • Providence
  • Willamette Dental

Dental plans for Medicare Beneficiaries
Medicare beneficiaries may purchase dental plan privately form a carrier on a stand-alone basic, and sometimes some dental coverage may be included in Medicare Advantage Plans.  If you are Medicare eligible and want to have dental, let us know.  We can help you review stand-alone dental plans, and dental coverage included in Medicare plans, or optional supplemental dental.

  • Ameritas
  • Health Net
  • Providence
  • Regence
  • Moda

Vision Plans
Vision insurance can make sense, if you wear glasses or contacts.  Many employer group and individual health plans have embedded vision benefits for adults and children.  Vision benefit plans can be purchased on a voluntary basis through an employer.  There are also individual vision plans.  We offer group and individual vision plans.

Employer Group Vision and Individual Vision Plans

  • Ameritas
  • Health Net
  • Kaiser
  • Moda
  • PacificSource
  • Providence
  • Regence
  • UnitedHealthcare (Optum Health Capital Benefits Group Confident VSP Vision Plan) $7.08 monthly premium per person
Mission Statement

We make finding affordable insurance easy. We shop the market for the provider with the lowest price to fit your needs. Do you know if you are saving the maximum amount possible on your current insurance policy? We can review it for you to find out.


Laughlin Insurance, Inc.
10746 NE Halsey St
Portland OR 97220

Phone (503) 282-0827
Fax (503) 282-0830
marketing@laughlinagency.com

 

Social Social
Home Get A Quote Customer Service About Us Meet Us Contact Us

Powered by Insurance Website Builder