We offer many carriers and options for group and individual dental insurance, in Oregon and Washington. Group dental plans are usually PPO plans with in-network providers, but also with out of network coverage. Out of network dental providers usually receive about 90% of what the fees they want, but there can be balance billing for dental services outside of the network. Some dental plans may have waiting periods before basic or major dental services, ans some carriers do not have the waiting periods, or may give credit towards the waiting period, if members have prior dental plans. Annual benefit maximums usually range from about $1,000, and is available up to about $2,500 of annual benefit. Sometimes orthodontics is available for children or adults. Pediatric Preventive Dental is required, and is bundles in many plans, and available for stand-alone purchase.
Group Dental Plans
We can review the dental options with your current carrier or obtain rates from a variety of other carriers that offer stand-alone programs. Dental plans can be written for groups of 2+, any industry. Employers and benefit managers, contact us for more information.
- Dental Health Services (tax qualified plans)
- Health Net
- Kaiser Health Plan of the Northwest (tax qualified plans)
- Kansas City Life Healthy Choices
- PacificSource (tax qualified plans)
- Regence BlueCross
- Transamerica Confident Dental
- UnitedHealthcare direct
- Willamette Dental
Individual Dental Plans
Some medical plans offer dental options with their medical and some carriers will offer individual dental on a stand-alone basis.
Dental plans for Medicare Beneficiaries
Medicare beneficiaries may purchase dental plan privately form a carrier on a stand-alone basic, and sometimes some dental coverage may be included in Medicare Advantage Plans. If you are Medicare eligible and want to have dental, let us know. We can help you review stand-alone dental plans, and dental coverage included in Medicare plans, or optional supplemental dental.
- Health Net
Vision insurance can make sense, if you wear glasses or contacts. Many employer group and individual health plans have embedded vision benefits for adults and children. Vision benefit plans can be purchased on a voluntary basis through an employer. There are also individual vision plans. We offer group and individual vision plans.
Employer Group Vision and Individual Vision Plans