1095 Tax Forms

Your 1095 form may be needed when you file your federal income taxes. If you enrolled in a health plan through the Marketplace, it is important to keep your tax filings up to date to help avoid any disruption to your Advanced Premium Tax Credit(APTC), or Cost Sharing Reduction benefits (CSR).

Form 1095-A is furnished by the Health Insurance Marketplaces to the IRS and to Individuals who enroll in a qualified health plan through the Health Insurance Marketplaces. The form allows individuals to reconcile the credit on their tax returns with the advanced payments of the premium tax credit, and file an accurate tax return. We can usually get this form to you at your request, if you have not already received it from the marketplace.

Form 1095-B is used to report certain information to the IRS and to taxpayers about individuals who are covered by minimum essential coverage.

Form 1095-C is filed and furnished to any employee of an Applicable Large Employer (ALE) who is a fill-time employee for one or months of the calendar year. ALE members must report that information for all twelve months of the calendar year.

Form 8962 is the Advanced Premium Tax Credit reconciliation form that is used to reconcile your premium tax credit, on your tax return. This form will determine if you have excess APTC, or if you will have repayment for some or all of the APTC you received for the prior calendar year. There are various APTC repayment calculators.

If you haven’t received your 1095A form, we likely can help you obtain a copy.