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Ameritas

Ameritas is a mutual-based financial services company founded in 1887, offering life insurance, annuities, disability income insurance, retirement plans, and group dental/vision care to individuals and businesses. Owned by policyholders rather than shareholders, it focuses on long-term value, holding strong financial ratings including A+ (Strong) from Standard & Poor’s.

Key aspects of Ameritas include:
  • Products & Services: Provides a full suite of financial products, including life insurance (with living benefit riders), annuities, and investments. They are a major provider of dental, vision, and hearing coverage for groups and individuals.
  • Financial Strength & Structure: As a mutual organization, Ameritas is owned by policyholders, which allows for a focus on long-term stability and potential annual dividends. It is rated A (Excellent) by AM Best and A+ (Strong) by S&P.
  • Target Audience: Serves individuals, families, and businesses with tailored financial strategies and employee benefits.
  • Corporate Information: Headquartered in Lincoln, Nebraska, the company operates as Ameritas Mutual Holding Company and its affiliates.

Ameritas focuses on helping customers achieve financial security and well-being through professional, personalized service.

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