Devoted Health
Devoted Health is a rapidly growing, highly rated (4+ stars) Medicare Advantage insurer founded in 2017, specializing in HMO and PPO plans across 29 states with a focus on comprehensive, tech-enabled, and “high-touch” care. Most plans feature $0 premiums, $0 primary care visits, and extensive extra benefits like dental, vision, and a “Food & Home” allowance.
Key Aspects of Devoted Health
- Plan Types: Offers Medicare Advantage (Part C) plans, including HMO, HMO-POS, PPO, and Special Needs Plans (SNPs).
- Coverage Highlights: Often includes $0 or low-cost premiums, $0 primary care, and $0/$40 specialist visits.
- Extra Benefits: Known for strong supplemental benefits, including a Food & Home Card for utilities/groceries, dental allowance, eyewear coverage, OTC items, and SilverSneakers fitness memberships.
- Service Philosophy: Focuses on “high-touch” care, utilizing “Guides” to help members navigate care and Devoted Medical for in-home/virtual care.
- Cost Management: While many plans have $0 premiums, they have a maximum out-of-pocket (MOOP) limit of up to $9,250, depending on the specific plan.
- Network: Uses a specific network of doctors. For HMO plans, it is important to check if your providers are in-network, and for Durable Medical Equipment (DME), you must use in-network suppliers.
Commonly Included Perks
- Food & Home Card: A monthly allowance for healthy food, utilities, and rent, which does not roll over month-to-month.
- Dental/Vision/Hearing: Allowances for cleanings, dentures, glasses, contacts, and hearing aids.
- OTC Allowance: Quarterly allowance for over-the-counter items
Resources
Member Portal
Provider Search
Prescription Formulary