Kaiser

Kaiser Permanente is a nonprofit health plan and provider, founded in 1945, that integrates care and coverage, serving millions of members through its own hospitals and medical groups. It is largely an HMO model, offering, typically lower-cost, comprehensive care including preventive services, often with, requiring members to use Kaiser-affiliated facilities.

Key Aspects of Kaiser Health Plans:

• HMO Structure: Kaiser Permanente plans generally operate as a Health Maintenance Organization (HMO), requiring members to use Kaiser Permanente doctors and facilities, with, typically no coverage for out-of-network services.
• Coverage Options: Kaiser Permanente offers individual, family, and employer-sponsored plans, often categorized by “metal” tiers (Bronze, Silver, Gold, Platinum) based on premium and out-of-pocket costs.
• Preventive Focus: Kaiser Permanente emphasizes preventive care and, provides, tools for members to manage their health.

Resources
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Health Tools
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Apply for Financial Assistance

Contact Kaiser 
Member Services: 1 (800) 813-2000